Your checking account should give you the freedom and the power to do what you want with your money. That's why we've created a Free Checking* account to suit your unique needs.
Fees may apply; please review the Terms and Conditions Disclosure and Schedule of Fees for details.*
Yes! Free! This Free Checking* account includes:
No minimum daily balance required
No monthly service charge
Over 37,000 fee free ATMs through the MoneyPass® Network
Take your account anywhere with mobile banking.
Take your HomeStreet account with you wherever you go with Mobile Banking! You can do everything you can within Online Banking in the palm of your hand whether you have an Apple or Android mobile device.
With HomeStreet mobile banking you can...
Deposit checks without needing to stop by the bank with Mobile Deposit. Simply endorse your check, snap a few pictures, tap a few buttons and you’re done!
Access card management tools that allow you to turn your debit card on or off, order a new card if lost and set alerts specific to debit card activity
Locate HomeStreet branch locations and ATMs near you
Add HomeStreet to your Digital Wallet.
You can securely add all your HomeStreet Bank debit card information to your Digital Wallet app and use your smartphone to make card-free payments at millions of retailers and service providers nationwide. Digital wallets are more secure than carrying cards because even if you lose your phone, it's password-protected and your account information is encrypted.
This Free Checking* account also includes:
Free mobile check deposit and funds transfer
Free online banking and bill pay
Person-to-person payments with Zelle®
Free mobile banking app with touch and face ID
$100 minimum opening deposit
Paper statements available for $5 per month. This fee is waved for primary account holders under the age of 18 or 62 years of age or older.
What makes HomeStreet Different?
We’re proud to be celebrating 100 years on your street. Since 1921, we’ve been there for our customers through wars, depressions, and recessions. We’re here for them in good times, too. We understand our customers want bankers, not a bank, by their side during their important life stages – when they buy their first home or when they need funds for a wedding or college education. We are also committed to our communities, donating $1 million in charitable funds annually to support neighborhood organizations providing basic needs. Become a part of our family - you’ll feel at home at HomeStreet!