Open a Free Checking* account.

Yes! Free! This Free Checking* account includes:

No minimum daily balance required

No monthly service charge

Over 37,000 fee free ATMs through the MoneyPass® Network

Take your account anywhere with mobile banking.

Take your HomeStreet account with you wherever you go with Mobile Banking! You can do everything you can within Online Banking in the palm of your hand whether you have an Apple or Android mobile device.

With HomeStreet mobile banking you can...

Deposit checks without needing to stop by the bank with Mobile Deposit. Simply endorse your check, snap a few pictures, tap a few buttons and you’re done!

Access card management tools that allow you to turn your debit card on or off, order a new card if lost and set alerts specific to debit card activity

Locate HomeStreet branch locations and ATMs near you

Add HomeStreet to your Digital Wallet.

You can securely add all your HomeStreet Bank debit card information to your Digital Wallet app and use your smartphone to make card-free payments at millions of retailers and service providers nationwide. Digital wallets are more secure than carrying cards because even if you lose your phone, it's password-protected and your account information is encrypted.

This Free Checking* account also includes:

Free mobile check deposit and funds transfer

Free online banking and bill pay

Person-to-person payments with Zelle®

Free mobile banking app with touch and face ID

$100 minimum opening deposit

Free eStatements

Paper statements available for $5 per month. This fee is waved for primary account holders under the age of 18 or 62 years of age or older.

What makes HomeStreet Different?

We’re proud to be celebrating 100 years on your street. Since 1921, we’ve been there for our customers through wars, depressions, and recessions. We’re here for them in good times, too. We understand our customers want bankers, not a bank, by their side during their important life stages – when they buy their first home or when they need funds for a wedding or college education. We are also committed to our communities, donating $1 million in charitable funds annually to support neighborhood organizations providing basic needs. Become a part of our family - you’ll feel at home at HomeStreet!

*For additional information, view the Terms and Conditions and Schedule of Fees.

© 2021 HomeStreet, Inc. All Rights Reserved. HomeStreet and the HomeStreet logo are registered trademarks of HomeStreet, Inc.

If you would like more details on our terms and service, please call 1-800-809-1377.